Fusion bank hong kong. Oct 30, 2024 · FusionBank Salaries trends.
- Fusion bank hong kong May 12, 2023 · ZA Bank, Hong Kong’s first virtual bank, offers high-interest deposits, debit cards, personal loans, investment services, credit card repayment, and virtual insurance products under the ZA Insure brand. This page displays the Chinese name, English name, registration number, business registration number, company status, change history, establishment date, name change date of Infinium Limited. The system is built on WeBank's innovative, distributed architecture, known for its high scalability and cost-efficiency, underscoring a robust fintech partnership between Shenzhen and Hong Kong. Jul 18, 2019 · Through FinTech innovation and creative ideas, we expect Fusion Bank to create revolutionary breakthroughs and opportunities, and bring in a new era to the local financial services market after its official launch. in equity, consolidated statement of cash flows and related notes) for Fusion Bank Limited (the “Bank”) and its subsidiary (together the “Group”) for the year ended 31 December 2022. The principal activities of the Bank Jan 17, 2025 · Fusion Bank can utilise WeBank’s digital banking tech. C) 395: 天星銀行有限公司: Airstar Bank Limited: 802: HONG Oct 31, 2023 · The Hong Kong Monetary Authority (HKMA) granted 8 virtual bank licences in 2019, and all of these banks are now fully operational, marking the start of the “neo-bank” era in Hong Kong, namely livi bank, ZA Bank, Airstar Bank, Welab Bank, Fusion Bank, MOX Bank, Ant Bank, and PAO Bank. Fusion Bank Limited (the “Bank”) is a limited liability company incorporated in Hong Kong. Fusion Bank Limited (“Fusion") is a licensed virtual bank in Hong Kong and a joint venture between Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong (More) See all Careers and Jobs at Fusion Bank Limited Fusion Bank Limited was incorporated on 31-JUL-2018 as a Private company limited by shares registered in Hong Kong. View all our Fusion Bank Limited vacancies now with new jobs added daily! Nov 25, 2024 · This initiative, completed within 10 months, enhances Fusion Bank’s operational efficiency and enables rapid market adaptability. The bank secured Type 1 (dealing in securities) and Type 4 (advising on securities) licenses, allowing it to expand into the wealth management space. What is Fusion Bank’s current revenue? The current revenue for Fusion Bank is . 富融銀行, Hong Kong. Hong Kong’s Fusion Bank inked a commercial cooperation agreement with WeBank Technology Services, a subsidiary of WeBank, mainland China’s first digital bank. 0 1. Connecting the globe and financially empowering the community | A virtual bank licensed in Hong Kong, Fusion Bank is a joint venture owned by Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong entrepreneur Mr. It has to have less than 50 employees or an annual turnover of less than HKD800 million. IFFUHKHHXXX Fusion Bank Hong Kong Check your bank's SWIFT/BIC code and get all the details. What’s the background: Long before starting a pilot for selected customers this September, Fusion Bank obtained a license in May 2019 when the Hong Kong Monetary Authority said Oct 30, 2024 · FusionBank Salaries trends. We're always within reach, from product enquiries to emergency banking support, our Live Chat service are here 24/7 to assist you. Mar 28, 2023 · Fusion Bank has announced the launch of its investment service to enable its users to invest in global funds with subscription thresholds as low as HK$10 (US$1). Livi Bank We are proud to be the #first #virtualbank in Hong Kong to participate in the pilot trial of this pioneering cross-boundary data validation initiative. Personal Banking - Customer Service Hotline: Customer Feedback: E-mail: Instant Chat Service Feb 7, 2025 · WeLab Bank, owned by the Hong Kong fintech company WeLab Limited, was the third bank in Hong Kong to receive a virtual banking licence. Contact Us: (800) 711-1419. . Hong Kong bank codes are 3 digit numbers used as unique identifiers for each Hong Kong bank. 香港經濟日報. Nov 22, 2024 · SHENZHEN, China, Nov. fusion bank limited, units 201 to 212, floor 2nd,, innocentre 72 tat chee avenue, west kowloon, hong kong Feb 12, 2025 · Fusion Bank Limited. By continuing to use our site, you agree to our use of cookies. ZA, Livi, Fusion, and Airstar Bank can remit to Mainland China, while Livi Bank is the only bank that can remit to the US. Mar 22, 2023 · The following types of companies incorporated in Hong Kong can set up an account – sole proprietorship, partnership and single-layered limited company, whose “connected parties” must be HKID holders and open or maintain Fusion Bank personal accounts. A virtual bank licensed in Hong Kong, Fusion Bank is a joint venture owned by Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong entrepreneur Mr. Find out more in our Cookie Policy and set your cookie preference. To open a streamlined corporate account, your company must be small to medium-sized and established in Hong Kong. Jul 4, 2024 · Fusion Bank Limited is a Hong Kong company, incorporated on Tuesday - July 31, 2018, as of today, the company has been operating for 6 years, 6 months, 6 days, located on Hong Kong, Company type is Private company limited by shares, Company status is Live. The date of annual examination for this private company limited is between Jul 31 and Sep 11 upon the anniversary of incorporation. Tesla is partnering with OCBC Bank (Hong Kong), ORIX, Fusion Bank and WeLab Bank to provide Tesla car owners a comprehensive financing product. 富融銀行 （英語： Fusion Bank，香港銀行編號：391）是 香港 虛擬銀行 之一，正式開業於2020年12月21號 [1]，由 騰訊 、 香港交易所 、 中國工商銀行（亞洲） 、 高瓴资本集团 和時任 新世界發展 執行副主席 鄭志剛 合資經營 [1][2]。 此銀行之初期股本5億元，為2019年 香港金融管理局 核可8間虛擬銀行中最少者。 [2] 2023年5月，此銀行宣布與 Tesla 合作，提供Tesla電動車貸款。 [3] ^ 1. ALSO READ: Hong Kong’s Fusion Bank launches business banking services Nov 22, 2024 · SHENZHEN, China, Nov. Salaries posted anonymously by FusionBank employees in Hong Kong. hk Experience: Fusion Bank · Education: The Chinese University of Hong Kong · Location: Hong Kong SAR · 500+ connections on LinkedIn. Fusion Bank will waive the fees of the first time of Time Deposit early uplift annually, providing you with flexibility upon starting a time deposit. Dec 28, 2020 · Fusion Bank, a joint venture of Tencent and other partners, offers savings, transfers, FX and more services. 22, 2024 /PRNewswire/ -- Fusion Bank in Hong Kong has officially launched its next-generation core banking system following Fusion Bank is a licensed virtual bank in Hong Kong, connecting you to everything online with fast and simple banking services. PRINCIPAL ACTIVITIES The Bank is a licensed bank authorised under the Banking Ordinance in Hong Kong. Fusion Bank turns 3 today! 🎉 We are Fusion Bank is a licensed virtual bank in Hong Kong, connecting you to everything online with fast and simple banking services. This card is issued by TCM Bank, N. The virtual bank offers two loan products: the Business Installment Loan “365” and the Start-Up Loan “162” with the aim of helping small and medium enterprises (SMEs) enhance cash flow. View all our Fusion vacancies now with new jobs added daily! Dec 21, 2020 · Fusion Bank has gone live in Hong Kong today as the first virtual bank in the territory to connect with WeChat Pay HK. 3. Mox bank; Livi bank; ZA bank; Airstar bank; Ant bank; Fusion bank Hong Kong; Welab virtual bank; Ping An OneConnect Bank Mar 26, 2023 · Fusion Bank Business Banking online account opening service now “supports the following types of companies incorporated in Hong Kong: sole proprietorship, partnership and single-layered limited Aug 7, 2024 · One loan is for businesses at least three years old. Hong Kong bank codes are only used for payments made from one Hong Kong based account to another. （原始内容 存档 于2023-05-17） （中文（香港））. 10 FusionBank reviews in Hong Kong (Hong Kong). Jan 20, 2025 · WeBank Technology Services, a subsidiary of China’s WeBank, marked a key milestone in its global expansion strategy with the launch of its Hong Kong headquarters. Sign in. 1 Fusion Bank in Hong Kong has officially launched its next-generation core banking system following a series of successful data migration and business validation. Built on WeBank’s digital banking technology framework, the new system brings benefits that enhance operational efficiency and enable the bank to adapt swiftly to market changes, laying a foundation for future innovation and business growth. Airstar and PAO bank currently have waived account opening costs for businesses If you initiate an international transfer to a Fusion Bank bank account, or if you are the recipient of funds in a Fusion Bank bank account in Hong Kong, you’ll need the SWIFT along with other essential details. Fusion Bank is backed by a number of big names, including Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong entrepreneur Mr. For example, 012 is the BANK OF CHINA (HONG KONG) bank code and 020 is the CMB WING LUNG BANK bank code. Aug 8, 2024 · Fusion Bank, a virtual bank based in Hong Kong, has successfully launched its next-generation core banking system, developed in collaboration… Lending Virtual Banking Fusion Bank Offers Collateral-Free Loans for Hong Kong SMEs, Startups Nov 26, 2024 · Fusion Bank, a virtual bank based in Hong Kong, has successfully launched its next-generation core banking system, developed in collaboration with China’s WeBank. Aug 8, 2024 · Both loan products are eligible for the “80% Guarantee Product” and “90% Guarantee Product” under the SME Financing Guarantee Scheme of the Hong Kong Mortgage Corporation Insurance Limited. Business Account. Adrian Cheng. The company's status is listed as "Live" now. Tencent-backed Fusion Bank has launched business loan services. The principal activity of the Bank is the operation of virtual bank. Now it is further extended to support cross-border remittance services to countries and regions globally. Adrian Cheng (invested via iffuhkhh xxx fusion bank limited bic / swift code details. 之服務商標。 Google Play™為Google LLC之商標。 We use cookies to improve your experience on our site. In December 2020, Fusion Bank announced the full public launch of its banking services and Jan 1, 2025 · Welab Bank: 391: 富融銀行有限公司: Fusion Bank Limited: 392: 平安壹賬通銀行(香港)有限公司: Ping An Oneconnect Bank (Hong Kong) Limited: 393: 螞蟻銀行(香港)有限公司: Ant Bank (Hong Kong) Limited: 394: 卡塔爾國家銀行: Qatar National Bank (Q. 42 salaries for 28 jobs at FusionBank in Hong Kong. One of Fusion Bank’s shareholders is Tencent, the internet giant that operates WeChat and its fintech arms. The agreement authorizes Fusion Bank to utilise WeBank Technology Services’ digital banking technology for its services. The bank said that its customers can activate the investment service in five minutes and start investing in funds with five simple steps. 自在理財，自在未來 歡迎瀏覽富融銀行Fusion Bank於2022年開設的全新官方Facebook專頁 Each bank and its branches are assigned a unique clearing code by the Hong Kong Monetary Authority (HKMA). To report lost or stolen Fusion Bank VISA debit card or ATM card: During banking hours: 1-800-711-1419 | After hours: 1-877-226-2351. With a focus on transparency and convenience, Fusion Bank is the go-to solution for personal users in Hong Kong who seek a seamless, digital-first banking experience. 1 【虛擬銀行】富融銀行開業兩周1萬人開戶 推5厘港元定存、3個月利息475元. FUSION BANK LIMITED has an ACTIVE entity status and an ISSUED LEI code. Choose your perfect balance between saving and spending to plan for the future you deserve. How much funding has Fusion Bank raised Nov 29, 2022 · Fusion Bank announced that it has been granted licensing from the Hong Kong Securities and Futures Commission (SFC) to offer digital wealth advisory services. During the launch ceremony, WeBank Technology Services signed partnership agreements with Mega Corp (Indonesia), SCBX (Thailand), Hong Leong Bank (Malaysia), and Fusion Bank (Hong Kong). Built on WeBank‘s cutting-edge digital banking technology framework, the new system brings benefits that enhance operational efficiency and enable the bank to adapt swiftly to market changes, laying a remarkable foundation for Fusion Bank Limited ”(the “Bank ) is a limited liability company incorporated in Hong Kong. Feb 9, 2024 · Like other banks mentioned above, Fusion Bank is also regulated by the Hong Kong Monetary Authority and is a member of the Hong Kong Deposit Protection Scheme. Dec 22, 2020 · Fusion Bank also said it is Hong Kong’s first virtual lender to offer foreign exchange trading, which covers Hong Kong dollars, the Chinese yuan and U. The captioned promotion is launched by WeChat Pay Hong Kong Limited (“WeChat Pay Hong Kong) and sponsored by Fusion Bank and MHK restaurants Limited (“McDonald’s”). 3 days ago · Fusion Bank Limited (“Fusion Bank”) is a licensed digital bank in Hong Kong and a joint venture between Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong entrepreneur Mr. We constantly work to improve our products and services, please give us feedback at our hotline. 4. Connecting the globe and financially empowering the community | A virtual bank licensed in Hong Kong, Fusion Bank is a joint venture owned by Tencent CBCP, CISA, ITIL Expert · Experienced IT Operations professional with a demonstrated history of working in the information technology and services industry. Customers can receive seamless transfers from anywhere and send money to Mainland China. It is the first virtual bank in Hong Kong to connect with WeChat Pay HK, the mobile payment solution under Tencent, for local and cross-border spending. Transactions can be completed faster, often with lower fees, and some digital banks provide innovative features like budgeting tools and savings goals. Jan 5, 2021 · Fusion Bank will also offer an interest rate of 5% per annum for three-month Hong Kong dollar deposits, capped at HKD 38,000 during its promotional period. For example, 004 is the HSBC bank code, and 024 is the Hang Seng bank code. Apple為Apple Inc. 1 jobs, employment, career and recruitment site Mar 27, 2023 · Hong Kong’s Fusion Bank has launched investment services, enabling customers to buy and sell global investment funds for as low as HK$10 or US$1. dollars. A. fusion bank limited, units 201 to 212, floor 2nd,, innocentre 72 tat chee avenue, west kowloon, hong kong From emergency banking support to general enquiries, our customer service officers are here 24/7 to assist you with your banking needs. S. Fusion Bank is headquartered in Hong Kong, Hong Kong. Hong Kong as an International Financial Centre Fintech Bond Market Development Financial Market Infrastructure Stored Value Facilities and Retail Payment Systems Stablecoin Issuers Soft Infrastructure International & Regional Financial Co-operation Centre for Green and Sustainable Finance HKMA Infrastructure Financing Facilitation Office Cross Fusion Bank | 4,352 followers on LinkedIn. P. Adrian Cheng (invested via the investment entity – Perfect Ridge Limited). Connecting the globe and financially empowering the community | A virtual bank licensed in Hong Kong, Fusion Bank is a joint venture owned by Tencent Jan 17, 2025 · Fusion Bank can utilise WeBank’s digital banking tech. Built on WeBank's cutting-edge digital banking technology framework, the new system brings benefits that enhance operational efficiency We use cookies to improve your experience on our site. Cell Phone Protection – Certain terms, conditions and exclusions apply. 2. Fusion Bank | 4,068 followers on LinkedIn. The legal form of this company is 254M and is subject to the jurisdiction of HK law. Fusion Bank is a licensed virtual bank in Hong Kong, connecting you to everything online with fast and simple banking services. It also allows customers to use WeChat Pay HK as a funding source and access Tencent's ecosystem. Tencent-backed Fusion Bank has launched business banking services to provide internet banking services to small and medium enterprises (SMEs) in Hong Kong. And you have to be older than 18. A free inside look at company reviews and salaries posted anonymously by employees. During this initial period, the bank is offering personal banking services to 1,000 selected customers in preparation for a full launch of services to the public. Banking digitally in Hong Kong allows users to manage their finances 24/7, offering convenience and ease. Fusion Bank empowers individuals and businesses with innovative and flexible financial tools that make managing money effortless. · Experience: Fusion Bank Limited · Education: The Hong Kong Polytechnic University · Location: Hong Kong · 427 connections on FUSION BANK LIMITED is a company located in Hong Kong, KOWLOON TONG at 02/F. Customers can activate investment service in as fast as 5 minutes, the Tencent-backed virtual bank said in a press release. Fusion Bank said that it will provide all business banking clients with support from a dedicated relationship manager, regardless of loan size. Is Fusion Bank a private or public company? Fusion Bank is a Private company. OCBC Bank (Hong Kong) provides Tesla customers with competitive loan interest rates either for personal or commercial use, and the loan amount can be as high as 100% of the car price. Feb 21, 2023 · To open an Airstar personal account, you have to be a non-US Hong Kong tax resident with a Hong Kong ID. Predict 2025. Adrian Cheng (invested via investment entity – Perfect Ridge Limited), each bringing unique expertise Bank: FUSION BANK LIMITED: Address: UNITS 201 TO 212, FLOOR 2ND, INNOCENTRE 72 TAT CHEE AVENUE: City: WEST KOWLOON: Branch: Postcode: Country: Hong Kong: Money Transfer: Save on international fees by using Wise Jul 31, 2018 · Infinium Limited is a Hong Kong company now renamed as Fusion Bank Limited. Fusion Bank | 3,633 followers on LinkedIn. iffuhkhh xxx fusion bank limited bic / swift code details. Aug 31, 2021 · McDonald's x WeChat Pay Hong Kong x Fusion Bank e-cash voucher (“Coupon(s)”) promotion for WeChat Pay HK Users pairing to Fusion Bank 1. Fusion Bank. Fusion Bank is a licensed digital bank in Hong Kong, and a member of Hong Kong's Deposit Protection Scheme with eligible deposits protected to a maximum of HKD 800,000. Trust is earned in the steps we take together with your best interests at heart. 2,314 likes · 1 talking about this · 2 were here. Hong Kong Banks ranked by Asset Size, Total Loans, and Customer Deposits (includes only locally-incorporated banks with full banking licenses), as of 12/31/2019 HKD, 000s Assets, Total Head of Commercial Management Team, Fusion Bank · Experience: Fusion Bank · Education: Yokohama National University · Location: Hong Kong · 120 connections on LinkedIn. Fusion Investment Service - Your Gateway to Wealth Subscribe from as low as HK$10 or US$1 1 with some funds offer as low as 0% subscription fee 2 | Start small, grow easy We use cookies to improve your experience on our site. View Ina Bai’s profile on LinkedIn, a professional community of 1 billion members. Find your ideal job at Jobsdb with 57 Fusion jobs found in Hong Kong. Find your ideal job at Jobsdb with 10 Fusion Bank Limited jobs found in Hong Kong SAR. The Legal Entity Identifier code of FUSION BANK LIMITED is 213800HZ9JK1SGIMJ396. The bank was founded by several stakeholders, including both the most famous Hong Kong businessmen and leading financial institutions in China. Fusion Bank | 4,326 followers on LinkedIn. 2021-01-04 [2023-05-17]. Having obtained a virtual banking licence by the Hong Kong Monetary Authority in 2019, Fusion Bank announced its soft launch this September. Feb 7, 2025 · All digital bank applicants must be incorporated in Hong Kong, where the ultimate controller holds a valid HKID. The bank received its license in May 2019 and since then is one of the leaders in the field of financial innovation, customer service and smart banking. ALSO READ: Hong Kong’s Fusion Bank launches business banking services Nov 25, 2024 · Fusion Bank in Hong Kong has launched its next-generation core banking system following a series of successful data migration and business validation. We use cookies to improve your experience on our site. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. It expanded into the Hong Kong Fintech market to provide virtual banking in 2019. Fusion Bank is the first Hong Kong digital bank to provide global remittance services. Subject to credit approval. Fusion Bank Limited About the company Internship Information Fusion Bank Limited (“Fusion Bank”) is a licensed virtual bank in Hong Kong and a joint venture between Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong Mar 27, 2023 · Hong Kong’s Fusion Bank has launched investment services, enabling customers to buy and sell global investment funds for as low as HK$10 or US$1. Adrian Cheng (invested via Mar 21, 2023 · Until 31 December, new customers may be exempt from account opening fees. 22, 2024 /PRNewswire/ -- Fusion Bank in Hong Kong has officially launched its next-generation core banking system following a series of successful data migration and business Find your ideal job at Jobsdb with 8 Fusion Bank Limited jobs found in Hong Kong. Fusion Bank offers simple and easy account opening, foreign exchange, savings, time deposits and local fund transfer services. Traditional banks often process international transfers slowly and at a higher cost. View all our Fusion Bank Limited vacancies now with new jobs added daily! Jobsdb - Hong Kong's no. Dec 15, 2020 · Fusion Bank. The clearing code is an essential component of the local payment system in Hong Kong. Apr 6, 2024 · Hong Kong stands as a pillar of financial stability and innovation, attracting businesses and individuals worldwide with its dynamic banking environment. In order to access rewards, your account must be open and in good standing. What eligibility criteria is needed for registering a Fusion Bank account? All HKID identity card holders (permanent and non-permanent residents), aged 18 or above and non-US person only, are eligible for account registration. In Hong Kong, a clearing code is a unique numerical code that identifies a specific bank for local interbank fund transfers. You may also hear Hong Kong bank codes called clearing codes or sort codes. Nov 26, 2024 · Fusion Bank in Hong Kong has officially launched its next-generation core banking system following a series of successful data migration and business validation. The city's banking sector is overseen by the Hong Kong Monetary Authority (), ensuring a secure and efficient banking experience for all. Fusion Bank currently provides savings, time deposits, local transfers and foreign exchange trading services in Hong Kong dollars, RMB and US dollars, and also cooperates with the mobile Jan 20, 2025 · Fusion Bank is a licensed virtual bank in Hong Kong, connecting you to everything online with fast and simple banking services. Additionally, Fusion Bank unveiled a collaboration with WeChat Pay Hong Kong, the mobile payment solution under Tencent, reportedly making Fusion Bank the first virtual bank in Hong Kong to Nov 26, 2024 · Fusion Bank in Hong Kong has officially launched its next-generation core banking system following a series of successful data migration and business validation. Fusion Bank | 4,320 followers on LinkedIn. What industry is Fusion Bank in? Fusion Bank’s primary industry is Other Commercial Banks. ” Fusion Bank was granted its virtual banking license in Hong Kong by the HKMA in 2019 alongside 7 other virtual banks. View all our Fusion Bank vacancies now with new jobs added daily! Hong Kong Business - Fusion Bank - Latest Fusion Bank Group News, Analysis, Profit Results, Share Price, Information, and Commentary from hongkongbusiness. The system, designed to enhance operational efficiency and enable quicker adaptation to market changes, marks a major milestone in the strategic partnership between the two banks The Benefits of Banking Digitally in Hong Kong. What is Hong Kong bank code Hong Kong bank codes are 3 digit numbers used as unique identifiers for each Hong Kong bank. Adrian Cheng (invested via Feb 2, 2025 · There are eight virtual banks that have obtained licenses to operate in Hong Kong, offering a variety of deals on better rebates, promotional deals at specific merchants and better interest rates on your savings. WeLab Limited has been providing financial services in China and Indonesia since 2013. Skilled in IT Service Management, Data Center, Risk Management, and Business Continuity Management. Its range of products is more comprehensive than other virtual banks, making it the most all-rounded and user-friendly virtual bank in Hong Kong. We provide Business Account which combines Savings and Time Deposits accounts in HK Dollar (HKD), Renminbi (CNY) 1 and US Dollar (USD). Find your ideal job at Jobsdb with 6 Fusion Bank jobs found in Hong Kong. 商標，已於美國及其他國家╱地區註冊。 App Store為Apple Inc. Key Points: Nov 22, 2024 · SHENZHEN, China, Nov. The address of its registered office is 2/F InnoCentre, 72 Tat Chee Avenue, Kowloon Tong, Kowloon, Hong Kong. View Kelvin Lee, CFA, CPA, CAMS, CISA’s profile on LinkedIn, a professional community of 1 billion members. 22, 2024 /PRNewswire/ -- Fusion Bank in Hong Kong has officially launched its next-generation core banking system following a series of successful data migration and business validation. rxsnor ahwye sxdw rhbzirhg hknl ylyb vswc nmidcja umubeu ykcughdo avimx ibrrf bjp loefe ptvpq